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A family home trust is the best protection for your family home, and it's the easiest way to transfer your wealth to your loved ones - with no surprises down the road.

With an estimated 20% of New Zealanders already in a family home trust arrangement, the question is not if you should set up a family home trust, but when.

If you own property and you have a family, the best time to set up a family trust was yesterday, so what's taking you so long?

There is virtually no downside to setting up a family home trust; it can be set up quickly and conveniently online 24 hours a day, it costs a fraction of what a trust arrangement used to cost, and it protects your property and assures you that it will end up in the hands of those you love.

Obviously, you will need to be a home owner to transfer your home into the trust, so if you have no assets and own no property, you've already read too much of this article because you have no need to set up a trust.

However, you don't need a family in the traditional sense to reap the benefits of a family trust. If you're married and own your own home, you definitely need to set up a family trust as soon as you can. Bear in mind that as soon as a family trust is established, you can transfer your home into it - and it becomes untouchable. If someone sues you, you no longer own the property (the trust owns it), so good luck to any claims made on your estate.

As you can see, any time is a good time to start your family trust, but here are some milestones to spur you into action:

Getting hitched

Marriage is the start of many wonderful life experiences, and setting up a family trust should be one of them. Many newlyweds are more concerned with life insurance, but a life insurance policy goes hand-in-hand with a family trust when the family trust is named as the beneficiary of the policy. It doubles your control over how your assets are distributed. So start thinking about a family trust as soon as you get back from your honeymoon.

Buying a house

Naturally, you'll want to protect your new home against all types of intruders, especially unwanted claims against your estate and unscrupulous creditors. A family home trust protects your estate against all claims, and it ensures that your property will remain in your family's hands for generations to come.

New business venture or promotion

Whether you're embarking on a new business venture or climbing the ladder at your company, more money and more responsibility can make you more of a target for legal claims or con artists. With a family trust in place, you have nothing to worry about because you literally have nothing to lose but the headaches.

To find out more register with TrustUs today and get yourself and your family protected.

Its in your hands.